Simplifying Medicare Advantage Plans for Seniors


Michael Roth, is a local representative for Florida Blue, specializing in Medicare products for seniors in Panama City Beach. Roth explains that this is the time of year when you should review your Medicare coverage and make important decisions about your coverage for 2021.

One piece of advice he offers beneficiaries is to get started on the process early. By doing so, you will have plenty of time to review your options before Medicare’s annual Open Enrollment Period begins (October 15–December 7).

MedicalInterpreting insurance benefits can be confusing at any age but understanding healthcare options for those 65 and older can be even more difficult. The already complex system is muddied even more by the barrage of annual advertising from insurance companies (Joe Namath should just stick to football).

Roth suggests considering three things when shopping for Medicare Advantage plans:

Choice: When it comes to Medicare, one size does not fit all. What works for your neighbor may not work for you. Take the time to learn and understand the benefits and costs of each plan so you feel confident in your decision and your health care coverage.

Care: It starts with a strong relationship with your primary care provider (PCP). If your plan has a network, make sure you’re comfortable with the doctors and hospitals in the network. Also check to see if your plan will coordinate your care with the rest of your providers.

Experience: Medicare can be complex and confusing. It’s important to find a seasoned agent that works for you and supports you throughout your health care journey. We are here not only to help you now, but in the years to come also.

For further information, on how Florida Health Connector and the benefits and resources at Florida Blue can help you live more and worry less call 850 899 7003, or email

Michael Roth is a Regional Manager with Florida Health Connector and President of MrBenefits,Inc. Michael has been a local resident on 30A since 2008 and has over 40 year’s experience specializing in Medicare, Health and Life Insurance.